# Online therapy covered by insurance

With more than 100 million Americans covered, Talkspace is the top in-network therapy service. Most insured members have a $0 copay.

## Select your insurance company to see your coverage

Don't see your plan? [Check your coverage](https://match.talkspace.com/flow/90/step/1)

- [Aetna](https://www.talkspace.com/coverage/insurance#w-tabs-1-data-w-pane-0)
- [Anthem](https://www.talkspace.com/coverage/insurance#w-tabs-1-data-w-pane-1)
- [Blue Cross Blue Shield](https://www.talkspace.com/coverage/insurance#w-tabs-1-data-w-pane-2)
- [Tricare](https://www.talkspace.com/coverage/insurance#w-tabs-1-data-w-pane-3)
- [Optum](https://www.talkspace.com/coverage/insurance#w-tabs-1-data-w-pane-4)
- [Cigna](https://www.talkspace.com/coverage/insurance#w-tabs-1-data-w-pane-5)
- [Carelon](https://www.talkspace.com/coverage/insurance#w-tabs-1-data-w-pane-6)
- [Regence](https://www.talkspace.com/coverage/insurance#w-tabs-1-data-w-pane-7)
- [Medicare](https://www.talkspace.com/coverage/insurance#w-tabs-1-data-w-pane-8)
- [Other](https://www.talkspace.com/coverage/insurance#w-tabs-1-data-w-pane-9)

### What your coverage may include

Depending on your specific plan, members may be eligible for **unlimited therapy sessions**.

Members will be matched with a therapist within a few days!

Talkspace therapy may be conducted through **live video, live audio, live chat, or ongoing messaging**, depending on your plan's coverage and/or your personal preference.

*Copays represented are averages for Talkspace members. Please check your insurance coverage; your final copay may vary based on your coverage.*

#### Your copay could be as low as

$0

#### Average member copay per session

$15*

Enter your insurance details to verify your coverage today.

### Research on online therapy effectiveness

- 80% thought Talkspace was as effective or more effective than traditional therapy.

Percentage of clients experiencing clinically significant change within:

| Weeks      | Face-to-face | Talkspace |
|------------|--------------|-----------|
| 8          | 25%          | 44%       |

Sources: [Journal of Telemedicine e-Health](http://online.liebertpub.com/doi/abs/10.1089/tmj.2016.0114?journalCode=tmj&), [Journal of Clinical Psychology](https://onlinelibrary.wiley.com/doi/abs/10.1002/jclp.1056)

## What mental health services are covered by insurance?

Coverage will depend on your insurance company and health plan. Some of the mental health services most often covered include:

- Co-occurring behavioral health and medical conditions
- Psychiatric emergency care
- Talk therapy - cognitive behavioral therapy and psychotherapy sessions
- Telemedicine or virtual therapy
- Outpatient therapy sessions
- Addiction treatment and detox services

Many health insurance plans may also cover medication management, ensuring a comprehensive approach to your mental health needs. Consult with your insurance provider for additional details.

### How does Talkspace protect my privacy?

At Talkspace, your privacy and security are our #1 priorities. Our platform is HIPAA-compliant and encrypted using banking-grade technology. All interactions with your therapist are confidential and private.